薛平贵与王宝钏
Designation of Deutsche Bank as yuan-clearing bank in EU adds impetus to broader trade_我的网站

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The designation of Deutsche Bank, a key and influential bank in Europe, to serve as the yuan-clearing bank will greatly facilitate and expand the use of the yuan in the EU market, providing more impetus to broader China-EU economic and trade ties, a Chinese analyst said on Tuesday.
The People's Bank of China (PBC), the central bank, announced on Monday that it had decided to authorize Deutsche Bank to serve as the yuan-clearing bank in Frankfurt, Germany, based on a memorandum of understanding with the Deutsche Bundesbank.
The move came as China-EU trade and economic ties continue to deepen and bilateral trade continues to expand, despite recent restrictions imposed by the European Commission.
In a statement sent to the Global Times on Monday, Deutsche Bank said that following the appointment by the PBC, it will facilitate direct end-to-end processing, clearing and settlement services for cross-border yuan transactions for European financial institutions and businesses, acting as a local bridge to China's payment systems.
Deutsche Bank, a global systemically important bank as well as the world's largest euro-clearing bank, said that it is the first foreign bank in Europe to receive this designation.
"Securing yuan-clearing capability in Europe reinforces our role as a trusted global clearing partner and our long-standing support for yuan internationalization. It strengthens China-Europe financial connectivity and enhances our ability to support clients' cross-border trade and investment flows with greater choice and flexibility," Alexander von zur Muehlen, CEO of Asia Pacific, Europe, Middle East & Africa and Germany at Deutsche Bank, said in the statement.
Xi Junyang, a professor at the Shanghai University of Finance and Economics, told the Global Times on Tuesday that while a number of Chinese banks are already performing yuan-clearing functions in the EU, the addition of Deutsche Bank, with its deep roots in the local market, carries great significance.
"Banks have different client bases, and Deutsche Bank has many European companies as its customers. With the appointment, these market participants enjoy a far greater degree of facilitation and ease in tapping yuan use cases," said the professor.
Companies and financial institutions can also avoid risks of foreign exchange losses as they can now directly choose yuan-euro settlement and bypass the use of a third currency, the expert said, noting that China-EU trade and investment ties will be one step closer with a local clearing bank coming onboard.
Tian Lihui, dean of the Institute of Financial Development at Nankai University, told the Global Times on Tuesday that the latest development, some 12 years after the first-yuan clearing bank form a Chinese bank was set up in Frankfurt, marked a milestone as the yuan-clearing system in Europe has evolved from a model where "Chinese entities handle clearing for Europeans" to one where "Europeans handle yuan-clearing themselves."
The decision by one of Europe's largest domestic banks to integrate into the yuan-clearing system signals that China-Europe financial cooperation is moving beyond the shallow level of facilitating trade settlements into the more substantial level of jointly building financial infrastructure, Tian said.
For both China and Europe, this move represents a mutually beneficial institutional alignment, Tian said. "China gains greater depth in the offshore yuan market, while Europe secures an additional strategic option amid the contest of major currencies."
Brussels has recently been intensifying its use of restrictive trade and regulatory tools across sectors ranging from clean technologies to digital infrastructure and foreign subsidies, with many of these measures seen as directly affecting Chinese firms and adding strain to China-EU economic relations.
However, despite these moves, deepening industrial and supply chain integration and the strong complementarity of the two economies have continued to push bilateral trade to new highs. In the first seven months of 2026, China's total trade with the EU stood at 3.67 trillion yuan ($543.90 billion), up 9.5 percent year-on-year, data from China's General Administration of Customs showed on Friday.
As China-EU economic and trade ties continue to expand and deepen, demand for the yuan to be used in the EU market will rise proportionately, and more EU banks will likely be authorized to serve as yuan-clearing banks, Xi Junyang said.
Financial cooperation between the world's largest trading bloc and the largest trading nation has accelerated in recent months. In May, the PBC renewed and expanded a bilateral currency swap agreement with the National Bank of Serbia, increasing the value of the swap from 1.5 billion yuan to 5 billion yuan.
Almost 80 percent of the surveyed Chinese companies operating in the EU plan to expand their investment, even amid tightening policies in the EU and an increasingly complex business environment, according to a report published by the Chinese Chamber of Commerce to the EU and the China Economic Information Service in March. Fostering cooperation in emerging industries and cross-border finance have been highlighted by industry insiders as new growth drivers of China-EU trade and economic cooperation.
The yuan accounted for 3.1 percent of global payments in June, rising from 2.75 percent in the previous month, and ranking as the fifth most active currency for global payments by value, according to a report from the Society for Worldwide Interbank Financial Telecommunication. In terms of trade finance, the yuan ranked second with a market share of 8 percent.
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车型:小鹏G7时间:6月首发亮相小鹏G7(参数|询价)此前已经发布关于以及完成工信部申报,该车定位纯电动中型SUV,售价预计会在25万元左右,其计划于6月正式亮相,随后会在第三季度上市交付。根据小鹏汽车董事长何小鹏透露,小鹏G7的定位是主打智能化和大空间,并且将会有很多新技术应用到该车型上。小鹏G7的外观依旧会采用家族化的设计语言,采用三段式的LED贯穿灯组很有辨识度。

二 | 车尾部配备车顶扰流板,尾灯组采用半环绕尾灯,这一设计也逐渐形成小鹏的家族特征。车身尺寸方面,其长宽高分别为4892/1925/1655mm,轴距2890mm。

三 |
目前该车内饰还尚未发布,不过预计将会采用家族式设计风格,配备14.96英寸悬浮中控屏等等。值得一提的是,新车还有望首搭自研图灵AI芯片,进一步提升驾驶辅助的响应速度和安全冗余,该车依旧会采用纯视觉智驾方案,有望配备11个摄像头+3个毫米波雷达。动力部分预计将采用800V高压碳化硅平台,此前申报单电机版本最大功率为218kW,并会采用磷酸铁锂电池。编辑点评:小鹏汽车目前已经拥有小鹏G6和小鹏G9,这两款车也分别通过更高的性价比和更大的尺寸对特斯拉Model Y发起竞争。
四 | 即将发布的小鹏G7作为家族的补充,它也将会是Model Y最直接的对手,那么它能否成功将Model Y挑落马下,我们一起期待它的内饰以及价格公布。
车型:领克10 EM-P时间:二季度发布领克10 EM-P是领克品牌即将推出的插电式混合动力中大型轿车,可视为纯电车型Z10的插电混动版本。结合此前消息,该车计划会在第二季度正式推出。

五 | 目前官方并未公布该车的具体参数,预计在加速性能、纯电续航以及综合续航方面都会有着比较好的表现,从而在插电混动市场脱颖而出。
车型:奇瑞风云A9L时间:6月底或7月初奇瑞在前不久刚刚确定了全新的命名方式,今天我们提到的风云A9L正是此前在上海车展上完成发布的风云A9,其定位中大型轿车,将于5月底或6月初接受实车体验,6月底或7月初开启全面交付,风云A9L创始版限量增发1万台。而另外一款中型轿车E05定名风云A9,该车将于2026年初开启交付。风云A9L的车身尺寸达到了长宽高5018/1965/1500mm,轴距为3000mm,这也让它拥有很强的气场。

六 | 在前脸它配备星河律动格栅,尾部则配备主动式扰流板,在车身侧面则能够看到隐藏式门把手设计。整体在沉稳的气场下,也具备一定的活力。

七 |
车型:比亚迪海豹06DM-i旅行版时间:第二季度上市

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车型:吉利银河A7时间:6月底首发吉利银河A7 EM-i作为中型插混市场的一名选手,它的出现填补了吉利银河在中级车市场的空白。这款车的目标群体很明确,追求大空间、低油耗的家庭用户。从此前发布的申报图来看,吉利申报银河A7 EM-i车身造型修长,贯穿式车灯配合双透镜设计,前唇向外突起,营造大气舒展的视觉效果。

九 | 车身侧面,一条笔直的腰线贯穿整个车身,采用传统样式门把手,大尺寸的轮圈。

十 | 这样的造型你们喜欢吗?
根据申报信息显示,新车长宽高分别为4918/1905/1495mm,轴距为2845mm,这个尺寸略小于吉利银河星耀8,但对比秦L还是大一点的。
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除此之外,动力表现也是可圈可点的,插电混动系统加持,1.5L发动机+电机组成的雷神超级电混,配备磷酸铁锂电池,据说新车的馈电油耗达到了2L级别,综合续航超2100km,极大缓解了续航焦虑。
十二 |
吉利银河A7 EM-i直接的竞争对手可以说是比亚迪秦L了,尤其秦L配备的是第五代DM-i混动系统,在油耗方面表现也不错。
十三 | 如果吉利银河A7 EM-i想要从秦L手里抢蛋糕,目前还未公开的配置信息和价格,将会是关键点,期待接下来的发布会,给我们公布更多劲爆的消息。

十四 |
车型:零跑B01时间:6月内预售零跑B01将于6月份内开启预售,7月正式上市交付,目前已经开启盲订,可盲订车型分别有650激光雷达版和550激光雷达版,车身颜色提供摩根粉和星夜蓝两种选择,内饰颜色提供纤云灰和幻月紫两种选择。意向金99元可享优先试驾权、优先提车权、App专属身份勋章以及优先邀约参加发布会等等。如果说外观,你可以将它看作是“轿车版理想”,零跑B01采用与B10相同的设计语言,前后均配备三点式光源,头灯应用了分体式设计,整体看着干净简洁,当然侧面溜背式车身造型也是一个加分项。

十五 | 车身尺寸来看,长宽高分别为4770/1880/1490mm,轴距为2735mm,风阻系数为0.197。新车还会配备电动尾门,
后备厢常规容积为460L。
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车内配备8.8英寸全液晶仪表盘以及14.6英寸2.5K高清中控屏,并会提供高通8295车机芯片以及8650智驾芯片等等。值得一提的是,零跑B10上的百变副驾空间也延续在B01上,可以通过“魔术拓展坞”自由搭配折叠桌板、手机支架等配件。
十七 |
车型:岚图FREE+时间:6月内预售

十八 |
车型:丰田bZ5时间:6月内上市?虽然叫丰田bZ5,但这款车其实就是丰田bZ3C换了一个名字,定位中型SUV,依旧是纯电动力。按照计划,该车将于6月份内上市,目前已经开启预售,推出两款车型,预售价13-16万级。
| 丰田bZ5 预售价 | |
| 车型 | 预售价 |
| 550公里长续航版本 | 13万级 |
| L2城区辅助驾驶版本 | 16万级 |

十九 | 平直的中控台上配备了悬浮式中控屏,驾驶员前方设置了一个窄屏全液晶仪表盘,还拥有三辐式方向盘。新车的换挡杆造型很有特色,旁边配备了两个杯架。

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动力如果参考丰田bZ3C的话,采用单电机驱动,峰值功率200kW。电池为弗迪动力的磷酸铁锂电池,续航里程有550km和630km两种。如果结合一汽丰田bZ5定位以及预售价格来看,在纯电动中型SUV市场,未来将直接指向深蓝S07纯电版以及小鹏G6。那么,相比之下,你觉得谁的竞争力更强呢?车型:全新一代奥迪Q3时间:2025年夏季正式发布(预计6月内)

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| 动力上,全新奥迪Q3依旧会推出汽油、柴油和混动版多种动力形式可选,其中插电版本的纯电续航里程会超过100公里;传动系统上,新车还将标配七速DSG双离合变速箱,并且有quattro四驱系统可选。

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奥迪Q3市场定位主要面向年轻都市白领与小家庭用户,凭借品牌效应、整体设计与驾驶体验,备受消费者青睐。2024年累计销量36737辆。
| 不过,该级别车型市场竞争激烈,例如宝马X1、奔驰GLA等同级竞品,在空间、操控等方面各有优势,同时中国品牌新能源车型的高性价比和产品力也给奥迪Q3带来不小挑战。换代车型推出后,依旧是主打燃油市场,目前新能源市场选择颇多,燃油市场反而选择较少,如果能在智能化和价格方面做出惊喜,预计还是能够得到不少关注。

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车型:全新梅赛德斯-AMG GT四门轿跑车时间:6月内首发

| 新车可能会配备双电机,最大功率将达到1000马力,最大扭矩预计也会超过1000牛·米,但有意思的是,目前尚不明确该车会采用前后双电机还是后置双电机的布局。
来到电动化时代后,“大马力”越来越好做到。性能车与高性能车在燃油时代也就在300-600马力的水平,而电动化时代,可能一台稀松平常的家用车最大功率也会超过350马力。
| 所以对于AMG来说,“暴力美学”一直是车迷对该品牌的期望,那么千匹马力+后轮驱动或许能能AMG在电动化时代里找到新的“暴力美学”定义。
车型:全新阿尔法·罗密欧Stelvio斯坦维时间:6月24日首发

| 同时,倾向于溜背轿跑造型的车顶线条让车身更显低矮,“打薄”车身的同时也降低风阻系数。此外,新车配备全新的“四叶草”造型轮圈,看起来更具辨识度。

| 因为会混动版和纯电版两种动力形式,车辆的后包围还采用了隐藏式的排气布局,整体设计让车尾立体感更加完整。
内饰方面目前还看不到更多细节,预计会紧跟时代采用大尺寸的矩形中控屏幕,配备一体式运动座椅。
| 另外全新阿尔法·罗密欧Stelvio斯坦维将基于STLA Brain电子架构打造,所以新车的车机系统支持OTA无线升级,并且能够装备更高阶的驾驶辅助系统。动力方面,全新Stelvio斯坦维采用STLA Large平台,将提供混动版和纯电动版,电动版最大功率有望达到679马力,混动版有望搭载双涡轮增压3.0T发动机。此外阿尔法·罗密欧此前已确认,依旧会计划推出高性能Quadrifoglio版本,采用纯电动力,最大功率有望超1000马力。

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在国内,阿尔法·罗密欧给自己的定位是一个小众竞品品牌,不求销量,但求独特。但新能源浪潮下,个性化+燃油好像已经不怎么吃香了,阿尔法·罗密欧是需要做出一些改变了。
| 目前电动化进程中,阿尔法·罗密欧真的是一点都没给车迷和消费者惊喜,但全新Stelvio斯坦维的推出应该会改该品牌的品牌力打上一剂强心针,不仅是动力系统上的进化,高性能车型的1000马力同样令人期待,再加上阿尔法·罗密欧优秀的底盘调校功力,相信电动化之后,该品牌该车型将会迎来自己的曙光。
车型:新款沃尔沃XC60时间:6月26日上市新款沃尔沃XC60作为中期改款车型,在外观、内饰以及配置等方面进行了一些优化升级。

| 外观依旧是采用北欧简约与现代动感融合的设计风格。标志性的雷神之锤大灯和维京战斧式尾灯,辨识度极高。直瀑式中网搭配亮黑色前格栅,车窗周围的银色镀铬饰条,以及部分车型的黑化处理,既展现出低调奢华感,又增添了运动气息。此外,新车还将会提供Forest Lake(绿)、Aurora Silver(银)和Mulberry Red(红)三种新配色。

| 燃油版车型搭载2.0T+48V电机组成的轻混系统,最大功率分别为250马力(B5)和300马力(B6);插电混动版车型将会采用2.0T发动机与电机的组合,系统综合最大功率分别为350马力(T6)和455马力(T8),另外新车全系配备四驱系统,高配车型还将搭载空气悬架。
新款XC60定位于豪华中型SUV,其车辆安全性能为独特亮点,在豪华感营造方面也有自身独特的斯堪的纳维亚美学。
| 沃尔沃品牌在消费者心中有良好口碑,尤其是在安全和环保方面形象深入人心。新款XC60继承了这些优势,且在外观、动力和配置等方面进行了升级,能满足消费者对豪华 SUV 的需求。但随着新能源汽车市场快速发展,消费者对新能源车型关注度不断提高,沃尔沃XC60在纯电动领域布局相对较晚,可能影响其市场份额。

| 同时,来自其他豪华品牌和新兴品牌的竞争日益激烈,需要不断创新和提升产品力,以在众多竞争对手中脱颖而出。
全文总结:综合来看,6月份的重点车型还是很多的,例如小鹏G7,全新奥迪Q3,新款沃尔沃XC60,零跑B01等,这都属于被关注的重点车型。目前国内汽车市场中,中国品牌的市场份额已超60%,新能源车型的渗透率已超52%,用户们更加关注电动化车型,也更注重国产车型的性价比,产品力。

| 而海外品牌车型在新能源产品领域中的更新迭代速度还是略逊于中国品牌,所以我们看到的海外品牌车型还是较少。中国品牌凭借强大的供应链能力和快速的产品研发能力在不同车型级别市场均有对应车型的推出,不仅丰富了自我的产品线,也给了消费者更多选择。(文/)
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